If you’re welcoming a spring baby to your home this year, you will find the following interesting.
What is a spring baby? Any baby born during the spring months, which are March, April, and May in the Northern Hemisphere.
Are spring babies happier? Some research suggests they have a more optimistic and “sunnier” personality.
Are spring babies healthier?
Studies have shown that spring babies may have a lower risk of developing allergies, hay fever, asthma, and respiratory infections compared to those born in other seasons
Are their sleep habits different?
Some research suggests spring and summer babies tend to fall asleep later in the evening versus babies born in autumn and winter.
So, if you’re welcoming a spring baby — congratulations. No matter what time of year they arrive, a new baby requires a great deal of preparation, from outfitting the nursery to outfitting the baby and everything in between. You take steps to ensure your new one is healthy, protected, and safe. However, and I see this time and time again, many young parents leave out something extremely important when it comes to protecting the new one.
They don’t create or update their will and estate plan.
Did you know one recent study revealed that only 13.4% of Millennials have a will? And yet, the most recent data shows that about 58% of millennials have young children. These statistics support what I run into all the time: families with young children but no will or estate plan.
I get it. I really do. Families with kids have a lot going on, and it is easy not to think about things like estate plans and wills. Statistics are on your side regarding life expectancy but hear me out, tragic accidents happen. They happen to young and old. And if, heaven forbid, you and your spouse, are out for date night (well-deserved after the new one arrives) and are both killed in an auto accident – who will care for your new baby? Without legal documentation for guardianship, etc., it could be a free-for-all grab for your little one. In-laws and siblings arguing over “what’s best for the newborn.” Is that how you want things to be for your baby? Shouldn’t you and your spouse be the ones to make decisions like that for your baby? Certainly, it shouldn’t be left up to the courts? Right?
I don’t want to come across as all “doom and gloom.” I know what can happen, and as a new parent, after you’ve installed the car seat correctly, made sure everything in the nursery is safe and secure, and done everything else you can to protect your little one, I strongly recommend this one last step to protect them. If you don’t, who will?
If you agree that now is the time to protect not just your hard-earned assets but your loved ones, too – especially that new bundle of joy – please call me right away to get a consultation on the schedule. It won’t take long, and you’ll have peace of mind that you have done everything possible to protect them. I can be reached at 513-399-7526 or visit my website, www.davidlefton.com, and schedule directly from there.